![]() ![]() I tend to use the full $200 travel credit on the Ritz-Carlton card and would expect to use the full restaurant credit on the Bonvoy Brilliant. I would rather not have to make sure to spend $75k annually on this card, especially now I need to make sure to spend $75k on my Amex platinum next year to keep unlimited Delta lounge access, so I am thinking of switching to the Bonvoy Brilliant which I understand gets me automatic platinum with no spending requirement. Question: I have had the Chase Ritz Carlton card for years and have been making sure to spend the $75k annually to stay at Bonvoy platinum (I don't stay enough hotel nights to keep platinum), which I have now been for 7 years, so 3 more years to LTP. ![]()
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